Mark P asked:


Can the victim insist the car be fixed instead of taking what’s offered as a settlement?

Christy Myers asked:


The commercial auto insurance provides security of auto own by you for the business purpose. The commercial auto insurance gives bodily injury as well as liability coverage. The vehicles are used for the commercial purposes are trucks, car, buses, van and trailers.

Different types of commercial auto insurance coverages are available for vehicles such as:

Business coverage:

The business insurance is provided for the personal travelers and commercial vehicles who are involved in any businesses. It is clear that the cargo companies, auto dealers and auto service companies are not allowed.

Primary/ personal coverage:

The commercial auto insurance provides primary coverage, which gives legal responsibility, cost of protection etc. The commercial auto insurance covers bodily injury. It gives protection from injury, however it is different from the personal auto policy.

Comprehensive/Collision coverage:

Comprehensive and collision coverage are available which covers defined threats due to there be some reason responsible for losses. The collision coverage it covers repairs, restore or compensate the totaled auto.

Garage Coverage:

The auto dealers are not covered under the business coverage but they are covered under the Garage Coverage. The garage coverage includes liability coverage, insurance for garage keepers and bodily injury.

Trucker’s Coverage:

The Motor Carrier Act need truck owners to confirm to convene financial requirement because truck owner’s will responsible for any losses during the move. Looking to this the insurance company provides trucker’s coverage to the truck business owners. Under the trucker’s coverage the basic liability coverage, bodily injury and trailer replacement insurance are covered.

The auto insurance either it is personal or business purposes are essential now a day due to security reasons. Looking to this fact the most state transport agencies and federal agency are also made come insurance coverage compulsory. It will reduce the liability and give proper security to the auto owners.

Eden Ali asked:


Day after day in USA increasing of vehicles amount brings needs in cheap auto insurance. Each state has a Department of Insurance that keeps public information about companies that gives ability for auto insurance comparison. It’s worth to note that each state has different auto insurance prices.

For auto insurance comparison every state has some roles that are strict for all companies. In California auto insurance companies provide compulsory coverage fixed by government. Auto insurance comparison for the amount of protection here comes to range $15,000 – $ 30,000. This is defined for an accident or total injury caused in an accident. As for property damage, that also could be interesting for insurance comparison, so it coverage out up to $5,000. Optional coverages in California are clash and exhaustive, medical payments and bodily coverage of underinsured or uninsured motorists – making insurance comparison. Out there rates depends of age, the kind of possessed vehicle, driving records.

Auto insurance comparison for Virginia is a various. Motorists here bear responsibility for any damage or injury caused by accident. Virginia Beach auto insurance comparison provides coverages in three forms bodily injury coverage, property damage liability and underinsured coverage. Auto insurance comparison for minimum coverage by Virginia for one accident conclude $25,000, in all injuries – $50,000, property damage – $20,000.

Auto insurance comparison as for rules and coverage in Texas. There auto insurance requires from you at least minimum liability. Auto insurance comparison is in a lot of offers, discounts and lucrative deals that are available in Texas. Auto insurance comparison for minimum level of coverages is in following terms bodily injury liability (BI) – $20,000 per person, property damage (PD) coverage $15,000 per accident.

Your job is in analysing of insurance comparison for the coverages, cause auto insurance comparison gives possibility to make right choice and to be well informed about current insurance market situation.